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Here is what every consumer needs to know about short term loans payday loans and other options available to them. What Are Payday Loans? Payday loans serve as a short term solution to an immediate expense. These high interest loans typically come with a low maximum borrowing limit and a high interest rate. Lenders require the money be paid back in a short period of time often 30 days or less. As the rates with this type of loan are high some borrowers find they are unable to meet either their loan obligation or other obligations they have.
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